Stern Mold

Mold claims, for insurance purposes, have been a gray area when it came to households, rentals or condos. Most people would make a claim about mold issues after they had been living at a specific residence for some time. Litigation always revolved around the supposition about whether or not the mold was there when a person moved in, if there was an external underlying cause, or if the person in residence created the problem.

Ballard Vs Fire Insurance Exchange

The Ballard lawsuit changed the way the industry looked at mold infestation and mold treatment. Without going into extended detail, the Ballard Family began to experience toxic mold symptoms after a major plumbing leak, and the insurance company refused to acknowledge there was a problem, even after contractors told them there was.

Ballard eventually hired private independent mold specialists that confirmed toxic mold to be present, and once that happened, the family moved out of the residence. Based on the findings of the independents, the lawsuit against Fire Insurance Exchange was settled in Ballard’s favor.

Don’t Take Chances

If you feel that there might be a mold problem in your residence, and this is particularly true if you are renting or have moved into a property that was occupied before you, get some independent testing done. Any documentation by a certified company will go a long way if you ever have to file a claim about mold infestation.

For the best in NYC mold treatment, rely on the professionals at Stern Mold. We are part of the Stern Environmental Group, and have been serving the New Jersey, New York City, and Long Island area since 1995.